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Wrong charges

Bajajfinserve.in offer me personal flexi loan and they told me there will no any processing fees and i will have to pay only intrest on outstanding amount. In final proposal mail there were around ₹12000 processing fees. I Informed them that I’m not interested in their product inspite off they transfered amount after deducting processing fees after 3 days. After disbursement instead of intrest they converted loan into EMI

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