With out my intrest or intraction Bazaz Life Insurence Company deducting Rs.155.00 every month from my account

Location/place: Hyderabad

Name of company/service: Bazaz Allianz Life Insurence Company Limited

I purchased one refrigerator with Bazaz finance for 0% installment but additionally they are deducting Rs.155.00 in the name of insurance with out my permeation or interest.
Actually they have to deduct Rs.1595.00 for item which I purchased.