The sales representative of the early salary has transferred 5k amount to my wallet(futurepay) as an demo… And told me that you can utilize the money and your interest will get calculated from the day you spend from your wallet. Now the amount was lying in my wallet for 1.5 months suddenly one day i got an email that your 1st EMI is on 1st of jan’19. I was wondering how come i had received an email without taking any loan nor spending any amount from wallet. So i called up early salary they told me that interest will get calculated once the amount has been transferred to the wallet, i had given them a option that it was the fault of sales representative not mine… And if you want than you can take the entire money from my wallet itself. But they were not listening to my view rather putting things in difficult for me. Any ways i told them that i will pay the Emi as per the month but since i came to know all this things latter i will pay the amount on your wish only but not in the beginning of the month rather i will pay by end of the month. And as promised i had paid all the EMI but still i have not got any noc yet rather getting calls for interest…# company needs to be banned on immediate basis.This was the last discussion post which i lodge a complain in consumer forum,once i put forward the complain in the consumer forum they immediately called me up and saying that yes we can waive out the amount of rs 1200 but you have to search 6 customers for us so that their joining amount can be adjusted against your waiver amount,….see how disgusting a company can be…asking customer to search customer for them..I immediately told them that i can’t and requested them to close the loan and provide NOC but still i am getting SMS from them being harassed….i mentally got sick and if this thing continues than i will have to lodge an FIR as well.