Cheque bouncing charges collected with out cheque being Bounced

Comments

13 responses to “Cheque bouncing charges collected with out cheque being Bounced”

1. 

   Bajaj Finserv Lending

   August 20, 2012

   Dear Customer,

   At the outset, please accept our apologies for the inconvenience caused.

   To help us expedite the process of resolution, could you please share your Contact Number and Loan Account Number with us?

   With regards,

   weCare
   Bajaj Finserv Lending.
2. 

   Hemachander

   September 28, 2013

   I had bought a personal loan from Bajaj Finance Limited. Intially I agreed to pay the EMIs through ESC, but since there was some issues with my Banking account I gave them PDCs(post dated cheques) for 36 EMIs . The cheques has been honoured by Bank on the cheque date and the EMIs were settled when it fell due.Now Bajaj Finance has collected Cheque Bonus charges on ECS bounce in spite of PDC were paid in due time. When I told I dont want to pay ECS bounce charges since the Payment were made through PDCs, the Finance company’s Agents thrented that they put my name in CIBIL. I request the consumer Forum to provide justic in asking Bajaj Finace to return the Cheque Bounce charges collected. Rs 350/-
3. 

   Nayna R Parmar

   December 2, 2013

   Dear sir\ma’m

   My name is NAYNA R PARMAR there is my one of consumer durable loan in bajaj finserv this is my third loan in your firm the problem is my ecs on 2dec20!3 is return by my very small mistake today i deposit my cash by fund transfer by atm at 9 A.M. And after fund transfer and then i show my account statement i really shoke my ecs ret show in it sir i request to you regardin this
   Matter plese cash of my loan emi as well as soon

   Your Faithfully

   NAYNA R PARMAR
4. 

   jigar

   September 8, 2014

   Sir I am very sorry my ecs is 5 DEC 2014 my bank account se Atm card chargesh cut .this ecs is bonce……
5. 

   Shilpa B S

   February 29, 2016

   hi Team,

   can you please tell me how will we know that cheque has been bounced.
6. 

   Anonymous

   May 23, 2016

   pls con us in local br in Ahmedabad I am living at Ahmedabad how to my a/c charges talk with you so pls kindly con.me on my mo no as billow
   9428464454 mayur chauhan
7. 

   BALAKRISHNA.K

   September 24, 2016

   Hi Team,
   >
   > Please review my account details and confirm why these much charges have applied in account?
   >
   > I have two accounts 4000CD19648377 and 4000CD19648458 for the amounts of $ 2350+1630= 3980.
   >
   > I have not maintained the account balance to pay the EMI in Aug-16 for the amount 3980, this i paid manually to the branch with the extra charges of 700 (for 3980 i paid 3980+700=4680) on b/w 25-28th of Aug.
   >
   >Please provide me the data how much and what all the dates the ESC is applied to my bank account
   But this is toooooomuch I see in the month September from my account total amount got debited is 4k change.
   I never see any bank have taken this much amount for 1missed EMI?
   I need a clear explanation on this.
   Contact me for the clarification.
   Regards,
   Balakrishna,
   8498998070.
8. 

   DAS

   March 10, 2017

   WHAT IS THE EMI BOUNCING CHARGES FOR EMI OF RS. 1791/-?
9. 

   Priya

   November 23, 2017

   Same issues i have faced several time of my Bajaj Finserv card used and i have argued with the team and make refund for many time,. Very bad services with the technical team. Then i have bought a new HDFC Bank credit card and make all my EMI transaction through that
10. 

    Raja sekhar reddy

    April 13, 2018

    I had bought an air conditoner in vijay digital for which Bajaj Finance Limited had given loan. Intially I agreed to pay the EMIs through ESC,i had cleared all my EMI’s on 02-02-2018 but the bank has been deducting cheque return charges for march also,and the return charges are collecting 3 times for a month,ie.,(295×3),when i ask the bank staff they said that it is the mistake of bajaj finance ltd.I request the consumer Forum to provide justic in asking Bajaj Finace to return the Cheque Bounce charges collected.
11. 

    Jyotisankar Sinharoy

    June 8, 2018

    I had two loans from bajaj finance ltd,in every month on 2nd my EMI automatically deduct from my account,on 2-06-2018 due to bank strick i could not able to maintain sufficient money in my account but on 07-06-2018 ,all my due clear through online but one phone call come from pune and she said you have bounce charge of each account 3000 for per account and total bounce charge you have to pay 6000.If i am not giving that amount instant then that should be increase day by day.
    I have only one query in which way bounce charge 3000 each and how it is increase day by day.
    I request the consumer Forum to provide solution.
12. 

    Kiran rajubhai suryavanshi

    June 17, 2018

    Please for lon sorry sar ji bajaj finance
13. 

    Neha

    January 2, 2019

    I had bought a consumer durable in Reliance digital for which Bajaj Finance Limited had given loan. Intially I agreed to pay the EMIs through ESC, but since there was some issues with my Banking account I gave them PDCs(post dated cheques) for 1 EMIs in 1 months advance. The cheques has been honoured by Bank on the cheque date and the EMIs were settled when it fell due. Bajaj Finance along with submitting the cheques also did ECS which was not honoured for the reason the PDCs were honoured. Now Bajaj Finance has collected Cheque Bonus charges on ECS bounce in spite of PDC were paid in due time. When I told I dont want to pay ECS bounce charges since the Payment were made through PDCs, the Finance company’s Agents thrented that they put my name in CIBLE. I request the consumer Forum to provide justic in asking Bajaj Finace to return the Cheque Bounce charges collected. Rs 600/-